Archive for May, 2010
Making a Recorded Statement
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An insurance company will often call to ask that you make a recorded statement about an accident. That request may come from your own insurance company or the insurance company for the other party involved in an accident where there are injuries or property damage.
Why not?
Giving a statement about an accident to an insurance company seems like a reasonable request. After all, why would it be a problem? The accident was clearly the fault of the other party. Even a police report might document that. Perhaps the other party even admitted their responsibility at the scene of the accident.
Signing a Medical Release
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If you have been involved in an accident of any sort that involved injuries, at some point you will be asked to sign a Release for your medical records.
Why should I sign a Release?
An insurance company wants information related to the accident to be able to verify the nature and extent of any injuries and the cost of treatment. That is a reasonable request, and signing a Release of medical records makes sense. After all, you want the responsible insurance company to help pay for any medical bills. But read on.
Do’s and Don’ts for Auto Accidents
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We never want to be in an auto accident, but it is likely to happen at some point in our lives. Knowing what to do—and sometimes more importantly, what NOT to do—can help resolve the case faster and more favorably.
Exchange essential information
DO: You are required by law to exchange information with the other driver at the scene of the accident. You must provide your Driver’s License #, auto insurance coverage, and information about how to contact you.
DON’T: Do not refuse to provide information. If actions of the other driver are threatening or make you uncomfortable with providing your personal phone number, you can offer the phone number for your place of employment.