Archive for April, 2010
Insurance claims for an auto accident
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Are you smarter than your insurance company?
And are you smarter than an attorney? (especially a really experienced personal injury attorney?) Well, maybe we shouldn’t have phrased it quite that way.
But we’ve all probably at least heard of the TV program, “Are You Smarter than a 5th Grader?”
The answer on the TV show is sometimes obvious (although not always) and that can prove to be a bit embarrassing for the contestants. The show is all in good fun, though, and winnings go to charities. Read More→
Bodily Injury Settlement: Property Damage
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Damages to Property
A personal injury case isn’t just about bodily injury. In any accident, there are usually damages to property as well. Property can be defined as anything other than bodily injury. That covers a lot of territory.
Damages to your vehicle
Obviously, at least the vehicles involved. In addition, you may also have personal property that is damaged, such as a laptop computer or cell phone that may have gone flying upon impact. Even if it’s just the car that was damaged, it’s your time to get estimates, file an accident report, file an insurance claim, and rent another vehicle.
Bodily Injury Settlement: Personal Injury
Posted by: | CommentsDamages to people
It seems like you’ve been slammed in more ways than you can begin to count after a traffic accident. And you aren’t the first… there are countless stories of people becoming victims of drunk drivers, or going about their day in the car and then suddenly being hit by another vehicle. Traffic accidents are one of the most common causes of bodily injury. So how can you begin to figure out what goes into a bodily injury settlement?
Factors for a bodily injury settlement
First you were hit. Then, if you have never been in an accident, you know someone who has, and understand that anyone in a vehicular crash can get hurt. Sometimes very badly.
Among other expenses, the cost of medical treatments, care, and services (both now and estimated in the future) go into calculating expenses for a bodily injury settlement.
Definition of bodily injury
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We hear about it on the news, we see the term listed in our auto insurance policies. But what does “bodily injury” really mean? And is that the same as “personal injury”?
Definition of “bodily injury”
A quick check on the Internet leads to many sites that provide definitions about injuries. However, the only definition that counts after you’ve been in an auto accident is the one listed in your auto insurance policy.
Check your auto insurance policy
Here are a couple of examples of General Definitions taken directly from auto insurance policies:
- Bodily injury means bodily injury to a person, including resultant sickness, disease or death.
- Bodily injury means any bodily injury, sickness, disease or death sustained by any person.